DiWa by Tecnotree
DiWa Intelligent Fintech Platform
Intelligent Fintech Platform connecting people, businesses and money to enable digital lifestyles.
Anywhere. Anytime.


The intelligent solution for forward thinking Service Providers
DiWa is a financial services platform to unlock revenue potential by launching critical payments, fintech products, and services. Built on a fast, secure, and extensible cloud-based microservices architecture from the ground up, DiWa can easily integrate with existing systems or launch a stand-alone digital money operation, leading to the creation of a robust revenue vertical.
The platform with its digital wallet offerings, allows the quick launch of essential payment features like P2P transfer, automatic top-ups, and bill payments. The unified digital experience includes an ecosystem of merchants and partners with QR payments, online commissioning and settlements, and a products marketplace. With Tecnotree DiWa, you can partner with a highly configurable and extensible platform to truly enable the digital economy and customer lifestyle.
Our USPs

SEAMLESS PAYMENTS
Provide an omnichannel payment experience in online and offline channels and offer insights via AI/ML enabled analytics

SECURE
Compliant to PCI-SSF and industry data encryption standards for end-to-end transaction and operations security

LOW-CODE CONFIGURATIONS
Go to market faster with low-code API integrations, dynamic workflows and configurable features

CUSTOMER ENGAGEMENT
Offer loyalty and rewards including those from your partners to create great value in your ecosystem

LIGHTWEIGHT & DEVICE AGNOSTIC
Easily integrate with existing Web and Mobile based platforms or offer stand-alone apps

KEY COMPONENTS

DIGITAL WALLET
Enable a seamless payments ecosystem with end-to-end wallet management solution to serve Customers, Businesses, Partners and Agents

DIGITAL BANKING
Comprehensive fintech layer that can integrate to any Core Banking to provide wide range of financial and banking operations via Mobile and Web apps

SURGE MICROSERVICES ACCELERATOR
Enable DSPs to quickly define and deploy innovative products and services using low code UI, workflows, and smart contracts. These features integrate well with both legacy and digital services on a microservices based architecture with robust API management.
KEY USE CASES

DIGITAL ONBOARDING
Register your customers with a fully electronic KYC process

BILL PAYMENTS
Allow recharges, bill payments like electricity, house rent, internet, etc. Via our e-wallet platform

MERCHANT PAYMENTS
Enable in-store payments via e-wallet, USSD and QR code scanning solutions

SAVINGS ACCOUNT & DEPOSITS
Offer advanced Fintech and Banking services like retail accounts, fixed and recurring deposits, Loans, and Insurance by integrating with appropriate providers

MONEY TRANSFER
Provide Cross border remittances, Peer-to-Peer transfer, and Bank transfer facilities to your Customers

AGENT MANAGEMENT
Manage your agents via services like agent commissioning & settlement, reporting, ratings, and performance analysis

PARTNER MANAGEMENT
Manage partner onboarding, partner product bundling and partner product listing via our Partner management tool

BULK & SALARY PAYMENTS
Bulk Payments – Make payments transfer in bulk for Salaries, commissions, and reimbursements

GIFT CARDS
Facilitating gifting Airtime, Recharges and many other gift cards via Voucher codes service